India's smart payment gateway

Accept UPI payments directly to your bank

Connect your existing UPI merchant account, verify payments in real time and manage everything from one powerful dashboard.

Instant settlementZero fund holdingDeveloper-friendly APIsReal-time webhooks

Get started free →Merchant login

99.9%Platform uptime

24/7Monitoring

InstantVerification

● LIVE

Today's collections

₹1,84,520

Directly settled to merchant accounts

Transactions1,248

Success rate98.7%

UPI payment • #UPI4821+ ₹2,499

UPI payment • #UPI4819+ ₹899

UPI payment • #UPI4814+ ₹5,000

Connect and manage payments across major UPI merchant platforms

PhonePe BusinessPaytm BusinessGoogle PayBharatPeFreechargeMobiKwikAmazon Pay

Smart merchant connect

Your merchant accounts, one control center

Connect supported merchant platforms and route payments without holding customer funds in an intermediary wallet.

✓

Direct bank settlementMoney stays in your connected merchant account.

✓

Automated status updatesTrack payment status from a single dashboard.

✓

Secure access controlsOTP-protected merchant authentication.

CONNECTED MERCHANTS

Smart routing status

PhonePe BusinessACTIVE

Paytm BusinessACTIVE

MobiKwikACTIVE

FreechargeREADY

Everything you need

Built for modern payment operations

Simple tools for merchants and flexible integration options for developers.

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Payment Links

Create shareable payment links and collect UPI payments without building a checkout.

Start collecting →

▦

Dynamic QR

Generate amount-specific QR codes that work with popular UPI applications.

Create QR →

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Payment APIs

Clean endpoints for payment creation, status checks and merchant operations.

View documentation →

⚡

Webhooks

Receive real-time transaction callbacks with signature verification support.

Explore webhooks →

⌁

Smart Routing

Connect multiple merchant accounts and manage routing from one place.

Connect merchant →

◫

Live Analytics

Monitor transactions, success rates and payment activity in real time.

View dashboard →

For developers

Integrate UPISEWA in minutes

REST APIs and webhooks designed to keep your integration clear and predictable.

POST • Create a payment

curl --request POST 'https://upisewa.com/api/create-order' \
  --header 'Content-Type: application/json' \
  --header 'X-API-Key: YOUR_API_KEY' \
  --data '{
    "amount": 499,
    "order_id": "ORDER_1001",
    "customer_mobile": "98XXXXXXXX",
    "callback_url": "https://your-site.com/webhook"
  }'

Frequently asked questions

Everything you need to know

What is UPISEWA?

UPISEWA helps businesses connect supported UPI merchant accounts, create payment requests and track transaction updates from one dashboard.

Where does the payment settle?

Payments are processed through the connected merchant account and settle according to that provider's rules.

Which merchant accounts are supported?

The dashboard provides merchant-connect flows for supported services such as PhonePe, Paytm, MobiKwik and other available integrations.

Does UPISEWA provide API and webhook access?

Yes. Registered merchants can view API credentials, integration details and webhook documentation in their dashboard.

How is merchant login protected?

Login uses your registered mobile number or email with password verification, followed by an OTP sent to the registered mobile.

Ready to simplify UPI payments?

Create your UPISEWA account and connect your merchant payment channels.

Create account Login